Marcello Miccoli is at the International Monetary Fund, in the Monetary and Capital Markets Department, where he analyses the impact of Fintech on the economy, in particular that of digital currencies on monetary policy and on the financial system. He also contributes to the Fund’s participation in international working groups on the impact of digital currencies and on the improvement of cross-border payment systems. Before joining the Fund, Marcello was at Banca d’Italia, in the Monetary policy and Economic outlook Directorate, where, in addition to Fintech analysis, he contributed to the determination and assessment of the Eurosystem’s monetary policy stance and strategy. His research has focussed on unconventional monetary policy, inflation expectations, learning and public information and, more recently, on central bank digital currencies and machine learning techniques to use social media data for economic policy. Marcello holds a PhD in Economics from Stanford University.